TERMS AND CONDITIONS

A.  MichalSlate.com does not make any claims or promises that your financial circumstances will improve by using this site. No information or content published on this site or anywhere on the internet using the logo of michalslate.com makes any recommendations or intentionally implies that an individual should make any investment or financial planning decisions.

B.  The intention of this site and all the content provided, is to increase your faith in Jesus Christ and to provide you with encouragement and education in the matters of financial well-being.

1. Content will only be used for educational purposes and is not intended to take the place of a comprehensive financial plan that would be provided in a financial planning engagement relationship.
2. Michal Slate is not acting as your planner in a planner client relationship. Michal Slate is not acting as your investment advisor and is not providing you with any advice that is intended to cause you to make any investment related financial decisions.
3. Membership does not include investment or planning advice specific to your unique circumstances but is only for educational purposes so that you can be better equipped and encouraged to ask questions and work with your personal financial professional that knows and understands your unique circumstances.
4. You agree to not hold Michal Slate or MichalSlate.com responsible for any negative consequences you may face by following advice you receive intentionally or unintentionally.
5. Michal Slate or michalslate.com makes no promises that your financial condition will improve in any way by using the information or services provided.

If you are unhappy with a purchase, you make from this site: Please let us know right away so that we can refund your money. Our refund policy is 14 days from purchase on most items such as e-books, templates, courses. If you enroll in a course, you will have 14 days from the course start date to decide if the course delivers what it promised to deliver. If you do the work in the course for 14 days and can prove that you gave it your best efforts, we will refund your money.

You agree that you are a Christian and believe that the Bible commands you to make every effort to live at peace and to resolve disputes with each other in private or within the Christian church (Matthew 18:15-20 and 1 Corinthians 6:1-8). Therefore, YOU agree that any claim or dispute arising from or related to this Agreement shall be settled by biblically-based mediation and, if necessary, legally binding arbitration in accordance with the Rules of Procedure for Christian Conciliation of the Institute for Christian Conciliation, a division of Peacemaker Ministries (complete text of the Rules is available at (www.peacemaker.net). The parties may mutually agree upon a Mediator or Arbitrator, or in the event they cannot agree, then the Institute for Christian Conciliation shall have the power to select a Mediator or Arbitrator, and its decision shall be final and binding on the Parties. The Mediator and/or Arbitrator shall be compensated based on the amount of time spent on the case at their regularly hourly rates plus reimbursable out of pocket expenses. The Parties agree to share the cost of mediation or arbitration equally. Judgment upon an arbitration award decision may be entered in any court otherwise having jurisdiction. The Parties understand that these methods shall be the sole remedy for any controversy or claim arising out of this Agreement and expressly waive their right to file a lawsuit in any civil court against one another for such disputes, except to enforce an arbitration decision.